How to Set Up a Company in ANCFZ: Step-by-Step Guide for 2026

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Setting up a company in Ajman NuVentures Centre Free Zone takes seven steps: choose your activities, choose a company type, reserve a name, pick a package, submit documents, pay, and receive your licence. ANCFZ advertises licence issuance in as little as two hours when documents are in order. The whole process can be done remotely.

This guide walks through each step, the documents you need, realistic timelines and the mistakes that slow people down.

Before you start: three decisions

Most delays come from decisions that were not made before the application went in. Settle these three first.

What will the company actually do? You can list up to 10 activities on one ANCFZ licence. Your activities decide what you can invoice for, what a bank will accept and which marketplaces will approve you.

Who owns it? One shareholder means a Free Zone Establishment. Two or more means a Free Zone Company. An existing business can open a branch instead.

Who needs a UAE residence visa? This sets your package and most of your cost. A zero visa licence is AED 4,888 a year. A one-visa package is AED 10,800 a year.

Step 1: Choose your business activities

ANCFZ lists more than 3,500 approved activities across commercial, service, consultancy, industrial and education categories. You can combine up to 10 on a single licence, including a mix of trading and services.

A few practical rules help here.

  • Start with what you will invoice for in year one. Your main activity should describe your main revenue.
  • Add closely related activities. A marketing consultant might add social media management, web design and event management.
  • Leave room for year two. If you expect to add e-commerce or training later, include it now. Changing activities after issue usually costs money.
  • Check for regulated activities. The zone names financial services, healthcare and education as areas that may need additional approvals.

Getting activities right matters most at the bank. If you invoice for something that is not on your licence, expect questions from compliance teams.

Step 2: Choose your company type

ANCFZ offers four structures.

Type

Who it is for

Shareholders

Free Zone Establishment (FZE)

Solo founders

One individual or one company

Free Zone Company (FZC)

Partners and co-founders

Two or more

Branch of a foreign company

Overseas businesses entering the UAE

Owned by the parent

Branch of a local company

Companies licensed elsewhere in the UAE

Owned by the parent

For most new businesses the choice is simply FZE or FZC. Both are separate legal entities with limited liability, and both allow 100% foreign ownership.

A branch is not a separate legal entity. The parent company remains responsible for it. A branch also needs attested corporate documents, which adds time before you can apply.

Step 3: Pick and reserve a trade name

You submit proposed company names with your application. Offer two or three options in order of preference.

UAE naming conventions apply. As a general guide, a trade name should:

  • Not be identical to an existing registered name
  • Avoid offensive or blasphemous wording
  • Avoid references to religion, government bodies or political groups
  • Avoid well-known brand names you do not own
  • Use a full personal name rather than initials, if it includes the owner’s name
  • End with the correct legal suffix for the company type

If your brand matters, check trademark availability and domain names before you file. Rebranding after licence issue means amendment fees and new bank paperwork.

Step 4: Select your package

ANCFZ packages are priced by visa count.

Package

One-year price (AED)

Suits

Zero visa

4,888

Residents with an existing visa and founders abroad

1 visa

10,800

A solo founder who needs UAE residency

2 visas

16,200

Two partners, or a founder and one employee

3 visas

20,700

A small team

5 visas

29,700

A growing company

The published list continues up to 10 visas at AED 52,200. Executive office and retail packages are also available for businesses that need physical space.

Buy for the next 12 months, not the next five years. You can upgrade when you hire.

Step 5: Prepare and submit your documents

The document list is short. The free zone’s published requirements are as follows.

For an FZE (single shareholder):

  • Passport copy
  • Coloured photograph
  • Residence visa and Emirates ID copy, if you are a UAE resident
  • Tourist visa or entry stamp, if you are in the UAE on a visit visa

For an FZC (multiple shareholders):

  • The same four items for every shareholder

For a branch of a foreign company:

  • Passport copy and photograph of the company manager
  • Manager’s residence visa and Emirates ID, if resident
  • Attested trade licence copy
  • Attested Memorandum of Association
  • Attested board resolution

Foreign company documents must be attested by the foreign office and UAE embassy in the country of issue, then by the Ministry of Foreign Affairs in the UAE. A branch of a UAE company needs its documents notarised or attested in the UAE instead.

The zone’s FAQ also mentions proof of residence, such as a utility bill or tenancy contract, and a completed application form. It notes that additional documents may be requested depending on the activity and the shareholder type.

Tips for a clean submission:

  • Scan in colour, with all four corners of the passport page visible.
  • Check your passport has at least six months of validity.
  • Use a plain white background for the photograph.
  • Make sure names are spelled exactly as in the passport.

Step 6: Pay the fees

Once the application is accepted, you pay the package fee. You have three options.

  • Pay in full. The published one-year price already includes a 10% upfront discount.
  • Pay in instalments. The zone promotes instalment plans on its packages.
  • Pay with Tabby. This splits the payment into four instalments.

If you are applying through a consultancy, ask for an itemised invoice that shows the official package price separately from any service fee.

Step 7: Receive your licence and company documents

After payment and approval, ANCFZ issues your company documents digitally. You should receive:

  • Business licence
  • Certificate of incorporation
  • Certificate of incumbency
  • Share certificate
  • Commercial registry extract
  • Memorandum and Articles of Association, where applicable
  • Lease agreement
  • Bank letter

Check every document on the day it arrives. Look at the spelling of names, passport numbers, activity wording and share percentages. Corrections are simplest when raised immediately.

After the licence: visas, banking and tax

The licence is the start, not the finish. Three tasks follow.

Residence visas. If you bought a visa package, the process runs in this order: establishment card, entry permit or status change, medical test, biometrics for the Emirates ID, then the residence visa. The zone advertises visa issuance within 24 to 48 hours after registration. Allow extra time for the medical and biometrics appointments, which must be done in person in the UAE. Health insurance is required and is not part of the package.

Corporate bank account. Use the bank letter in your package to apply. Banks will ask about your business model, expected turnover, source of funds and main customers. Have a short business summary, a website or profile, and any contracts or invoices ready.

Corporate tax registration. Every UAE company must register for corporate tax with the Federal Tax Authority, including free zone companies with no profit yet. There are deadlines and penalties for late registration, so do this early.

How long does it really take?

Stage

Typical time

Deciding activities, name and package

1 to 3 days

Licence issuance once documents are in order

As little as 2 hours

Residence visa process, per person

A few days to two weeks, depending on appointments

Corporate bank account

One to several weeks, depending on the bank

The licence is fast. Banking is the slow part, and it is the part to plan around if you have clients waiting to pay you.

Can you do it all remotely?

The company formation, yes. ANCFZ states that setup is fully remote and that no visit is required to obtain the licence.

Two things usually need a trip to the UAE. A residence visa requires a medical test and biometrics in person. Many banks also want to meet the account signatory or verify identity in the UAE, although some digital banks have lighter requirements.

A common plan for overseas founders is to form the company remotely first, then visit once for the visa steps and the bank meeting in the same week.

Six mistakes that slow down an ANCFZ setup

  1. Choosing vague activities. Broad activities that do not match your real business cause bank questions later.
  2. Buying too many visas. Unused visa allocation is money spent for nothing.
  3. Forgetting health insurance. The visa cannot be completed without it.
  4. Submitting poor scans. Cropped or blurry passport copies are a common cause of resubmission.
  5. Leaving the bank account until last. Start the bank conversation as soon as the licence arrives.
  6. Ignoring corporate tax registration. A dormant or loss-making company still has to register.

Frequently asked questions

How long does ANCFZ company registration take? The zone advertises licence issuance in as little as two hours when all documents are in order.

What documents do I need? A passport copy and a coloured photograph for each shareholder. UAE residents add a visa and Emirates ID copy. Visitors add their tourist visa or entry stamp.

Is there a minimum share capital? ANCFZ states there is no minimum paid-up capital requirement for most business activities.

Do I need a local sponsor or partner? No. Free zone companies allow 100% foreign ownership.

Do I need to rent an office? Not for most activities. A lease agreement is included in the package, and flexi-desk solutions are sufficient for most businesses according to the zone.

Can I add partners later? Yes, through a share transfer or amendment. Expect amendment fees and updated documents.

Set up with support

The ANCFZ process is simple on paper. The value of good advice is in the choices around it: the right activities, the right package and a bank application that is approved first time.

At Sarsan Corporate Services, we manage the full ANCFZ setup, from activity selection to visa stamping and bank account support. Contact us for a free consultation and a step-by-step plan for your company.

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